body {
	background-color: #A7A084;
	background-image: url(images/bg-footer.jpg);
	background-repeat: repeat-x;
	background-position: bottom;
	margin: 0px;
	padding: 0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	
	color: #000000;
}

div.terms {
	background-color: #F8F8F8;
	margin: 0px;
	padding: 3px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #666;
	height:110px;
	width:400px;
	border:1px solid #ccc;
	overflow-y: scroll;
	overflow-x: hidden;
	
}
div.terms p {
	margin: 0px;
	padding: 0px 0px 15px 0px;
}
.padding {
	margin-bottom: 45px;
}
.navbg {
	background-image: url(images/nav-bg.jpg);
	padding-top: 30px;
	padding-bottom: 0px;
}
.small {
	font-size: 10px;
}
.anz {
	background-image: url(images/anz.gif);
	background-repeat: no-repeat;
	background-position: left bottom;
}

.navleft {
	background-image: url(images/nav2-bg.gif);
	height: 22px;
	width: 176px;
	text-indent: 40px;
	padding-top: 10px;
	padding-bottom: 0px;
	margin: 0px;
}
.leftbgwrap {
	background-image: url(images/leftbgwrap.gif);
	background-repeat: repeat-y;
}
.leftbottom {
	background-image: url(images/leftbottom.gif);
	background-position: bottom;
	background-repeat: no-repeat;
}
#footer {
	background-image: url(images/footer-bg.gif);
	color: #988F80;
	text-align: center;
	vertical-align: middle;
}
#rightwrap {
	background-image: url(images/right-bg.gif);
}
.righttop {
	background-image: url(images/right-header.gif);
	padding-top: 55px;
	background-repeat: no-repeat;
}
.rightpadding {
	padding-top: 5px;
	padding-right: 18px;
	padding-bottom: 5px;
	padding-left: 5px;
	vertical-align: top;
}
#content {
	background-color: #FFFFFF;
	vertical-align: top;
}
.contentpadding {
	padding: 20px;
}
.heading1 {
	color: #998F80;
	font-weight: bold;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	text-decoration: none;
	text-transform: uppercase;
	letter-spacing: -1px;
}
.heading1 a:link, .heading1 a:hover{
	color: #998F80;
	font-weight: bold;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	text-decoration: none;
	text-transform: uppercase;
	letter-spacing: -1px;
}
.margin {
	margin: 0px 3px 50px;
}
h1 {
	font-size: 24px;
	font-weight: bold;
	color: #E98313;
	letter-spacing: -2px;
	font-family: Arial, Helvetica, sans-serif;
	margin: 0px;
}
.heading2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	color: #998F80;
	letter-spacing: -1px;
}
h2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	color: #998F80;
	letter-spacing: -1px;
	margin: 0px;
}
.heading3 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	color: #E98313;
	letter-spacing: -1px;
	margin: 0px;
}
h3 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	color: #E98313;
	letter-spacing: -1px;
	margin: 0px;
}
.bg {
	background-image: url(images/bg-site.gif);
	background-repeat: repeat-y;
	background-color: #FFFFFF;
}
a:link, a:active, a:visited {
	font-weight: normal;
	color: #998F80;
	text-decoration: underline;
}
a:hover {
	font-weight: normal;
	color: #998F80;
	text-decoration: none;
}
.navleft a:link, .navleft a:active, .navleft a:visited {
	color: #000000;
	text-decoration: none;
	font-weight: normal;
}
.navleft a:hover {
	color: #000000;
	text-decoration: underline;
	font-weight: normal;
}.banner-wrap {
	background-image: url(images/banner-wrap.jpg);
	background-repeat: no-repeat;
	background-color: #080808;
}
.box {
	border: 1px solid #A7A084;
	padding: 8px;
	width: 90%;
}
.smalltxt {
	font-size: 10px;
	color: #A7A084;
}
.linetop {
	border-top-width: 3px;
	border-top-style: solid;
	border-top-color: #E98313;
	background-color: #FFE3AB;
	border-bottom-width: 3px;
	border-bottom-style: solid;
	border-bottom-color: #E98313;
	padding: 10px;
	margin-top: 3px;
}
.linetop li {
	margin: 0px;
	padding: 0px;
}
.linetop a:link, .linetop a:active, .linetop a:visited  {
	color: #030303;
	font-weight: bold;
}
.linetop a:hover {
	color: #030303;
	font-weight: bold;
}